Buying an Existing Business
WELCOME
Buying an existing business is a big move, and a smart one when done right—it can save you from the risk and time involved in starting from scratch.
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. Define What You’re Looking For
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Industry: What kind of business are you interested in?
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Size: Revenue, number of employees, location, etc.
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Location: Are you open to relocating or want something local?
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Budget: How much are you able/willing to invest?
Search for Businesses
You can find businesses for sale through:
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Online marketplaces: BizBuySell, BizQuest, Flippa (for online businesses), LoopNet (for commercial real estate), etc.
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Business brokers: Like real estate agents for businesses.
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Networking: Ask around in your industry, attend meetups, or talk to local business owners.
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Direct outreach: Reach out to businesses you're interested in (even if they're not actively for sale).
Do Preliminary Evaluation
When you find a potential deal, look at:
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Financials: Revenue, profit, margins, and trends over the last 3–5 years.
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Reason for selling: Retirement, burnout, market issues?
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Assets included: Inventory, equipment, real estate, IP, customer lists.
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Business model & customer base: Is it reliant on one client? Is it seasonal?
Sign an NDA & Request Financials
Before digging deeper, the seller may ask you to sign a non-disclosure agreement (NDA). Then, review:
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Income statements
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Balance sheets
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Tax returns
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Lease agreements
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Employee and supplier contracts
Valuation & Offer
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Work with a CPA or valuation expert to assess fair market value.
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Valuation methods include:
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Earnings Multiple (e.g., 2–3x EBITDA)
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Asset-based valuation
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Comparable sales
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Then make a Letter of Intent (LOI)—a non-binding offer outlining your terms.
Due Diligence
Once the LOI is accepted:
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Dive deep into financials, legal liabilities, customer data, HR, technology, etc.
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Look for any red flags.
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Engage a lawyer and accountant to help.
Secure Financing (if needed)
You can fund the purchase through:
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Personal savings
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SBA loans (in the U.S.)
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Seller financing (where the seller acts as a lender)
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Bank loans
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Investor capital
Finalize the Purchase Agreement
Work with a business attorney to:
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Negotiate terms
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Structure the deal (asset purchase vs. stock purchase)
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Finalize the purchase agreement
Transition Plan
Plan how the business will change hands:
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Will the seller stay on temporarily to train you?
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Will you keep existing staff?
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Communicate clearly with customers and employees
Close the Deal
Once all terms are agreed upon and financing is secured, sign the paperwork and transfer funds. You’re now the new owner!
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